Mercury Retrograde & Your Money: Reflect, Reassess, and Reclaim

“Whew, chile! If your wallet has been talking back to you louder than usual, blame it on Mercury Retrograde.”

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Hey beautiful souls, it’s La Trecia, your Positive Inner-G Coach, and today we’re diving into how Mercury Retrograde might be stirring up your money energy.


What Is Mercury Retrograde Really Doing to Your Money?

Mercury retrograde gets a bad rap, but instead of causing chaos, it actually gives us a cosmic pause to revisit what isn’t working—especially in our finances. Since Mercury rules communication, commerce, and contracts, its retrograde phases shine a light on old money habits, missed opportunities, and even financial missteps.

This retrograde (pre-shadow 11/7, retrograde proper 12/13 – 12/31, and post-shadow until 1/2) lands smack in the middle of the holidays—a time when our wallets and emotions are already doing the most. But don’t fret! This is the perfect time to reassess, reorganize, and reclaim control of your financial flow.


The Retrograde Breakdown: How Each Phase Impacts Your Money

  1. Pre-Shadow Phase (11/7 – 12/12):
    • Awareness. This is the prep stage, where you might start noticing recurring financial patterns.
    • What to Do:
      • Audit your finances.
      • Reflect on your money mindset: Are you attracting abundance or resisting it with fear and scarcity thinking?
      • Catch any red flags before they turn into full-blown emergencies.
  2. Retrograde Proper (12/13 – 12/31):
    • Slowdowns and Recalibration. This is where things might get tricky. Expect delays in payments, tech issues with money apps, or an unexpected expense.
    • What to Do:
      • Avoid major purchases or new financial commitments unless necessary.
      • Revisit old financial opportunities. Did someone owe you money? Now’s the time to call that in.
      • Lean into gratitude and affirmations to steady your energy.
  3. Post-Shadow Phase (1/1 – 1/2):
    • Clarity and Action. As Mercury stations direct and the dust settles, clarity returns.
    • What to Do:
      • Use insights gained during the retrograde to set your 2025 financial goals.
      • Implement the changes you reflected on. (That budget app you ignored? It’s time to download it!)

Why Does It Feel So Intense for You?

With the holidays, seasonal spending, and the pressure of a new year around the corner, this retrograde hits hard. It forces us to confront how we’ve been spending (or overspending) and challenges us to pause before making impulsive financial moves.


Money Moves You Can Make During Mercury Retrograde

  1. Reflect, Don’t React:
    • Don’t let temporary challenges push you into rash decisions. Take this time to reflect on:
      • How are you managing money now?
      • Are there expenses you can trim to create more breathing room?
      • Are you undervaluing your work or side hustles?
  2. Revisit Opportunities:
    • Retrogrades often bring back unfinished business. Look out for:
      • Old clients, business opportunities, or projects that can bring in extra income.
      • Refunds or rebates you forgot about. (Yes, sis, call them people back!)
  3. Budget Mindfully:
    • Create a flexible holiday spending plan to avoid financial hangovers in January.
    • Track your expenses daily to see where your money is actually going.
  4. Manifest Abundance:
    • Add green aventurine, citrine, or pyrite to your wallet to amplify prosperity.
    • Light a green candle on Thursdays (ruled by Jupiter) and speak abundance affirmations like: My money multiplies effortlessly, and I release what no longer serves me financially.

Astrology Energy to Watch

  • Signs in Focus: The retrograde moves through  GeminiVirgo, Sagittarius and Pisces, will be most affected during this event, which highlight themes like structure, responsibility, and long-term vision (Capricorn) or risk-taking and big-picture thinking (Sagittarius).
  • Align Your Energy:
    • Capricorn energy calls for strategy—long-term financial planning and discipline.
    • Sagittarius vibes invite expansion—but be mindful of overextending yourself financially.
    • Geminis thrive with strong connections – slow down and reconnect to purpose.
    • Pisces are grounded by their dreams – protect energy and tap into your compassion.

Wrapping It Up: The Money Magic of Mercury Retrograde

Don’t let the retrograde scare you—it’s here to guide you toward greater financial clarity. This is your opportunity to slow down, reflect, and set up 2025 for financial flow and abundance. Remember:

  • Delay big purchases and commitments.
  • Audit your money habits and create a clear plan.
  • Call back the money, energy, or opportunities you’ve left on the table.

With the right mindset and a little cosmic patience, this retrograde can become your financial reset. Stay grounded, Empress—you’ve got this!

With Cosmic Abundance,
La Trecia aka Reiki Ra-Ess, Your Positive Inner-G Coach

Mercury Retrograde Vibes: Your Cosmic Playlist

One of the best ways to stay grounded and aligned during Mercury retrograde is through the power of music. I’ve curated a special Mercury Retrograde Spotify Playlist that’s designed to help you reflect, relax, and recharge as you navigate this cosmic reset.

Whether you’re journaling, meditating, or simply unwinding from a long day of miscommunications (thanks, Mercury), this playlist is your go-to soundtrack. You’ll find songs that:

  • Inspire introspection and self-reflection.
  • Encourage calm and clarity amidst the chaos.
  • Elevate your mood when the retrograde feels heavy.

🎶 Listen to the Playlist Here


How to Use This Playlist

  • Morning Energy Boost: Start your day with grounding tracks to set the tone.
  • Retrograde Rituals: Play it during meditative practices like journaling, candle rituals, or crystal cleansing.
  • Evening Reset: Use it to wind down and release the day’s stress.

Music is a universal language, and during a retrograde, it’s a powerful way to realign your energy. Feel free to share this playlist with your friends and cosmic community so they can vibe through this retrograde with ease, too!

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